Disfinancified: Prioritizing the Core Financial Needs 1. NonNegotiable Essentials Housing: Rent or mortgage, insurance, taxes. Utilities: Electricity, gas, water, trash, basic communications. Food: Grocery first. Eating out is luxury, not core need. Healthcare: Insurance, outofpocket, medication, and preventive care. Treat these as due before all else. No investments, upgrades, or treats before essentials are set. […]
Disfinancified Financial Guide From Disquantified: Spartan Rules for Financial Success 1. Track Everything—No Exceptions Write down every income stream and expense for a full month—no category skipped, no cash “lost in the shuffle.” Sort by essentials (food, bills), wants (dining, travel), leaks (fees, subscriptions). Audit weekly: adjust, cut, repeat. Awareness, tracked and repeated, is the
Tips Disfinancified: Personal Finance Routine, Not Roulette 1. Audit Every Dollar Write down every expense and every cent of income for a full 30 days—apps or pencil both work. Break spends into categories: essentials, fat, fun, and leaks. Weekly review: kill the leaks, start with your biggest category. Awareness compounds faster than motivation. 2. Pay
Money Tips Disfinancified: The Discipline Manual Audit Every Dollar (Weekly, Not Annually) Log every transaction—income, bills, groceries, subscriptions—no exceptions. Set weekly review blocks: compare spend to plan, kill waste, and surface surprises (double charges, forgotten subs). Use an app, ledger, or spreadsheet—whatever keeps you consistent. Routine tracking is the root of financial clarity. Automate What’s