Investment Strategies and Insights + Powered by Dis Financified
Advice Disfinancified: The Spartan Blueprint for Financial Guidance 1. Map Your Whole Financial Picture Itemize every source of income (work, side gig, rental, investments). List every expense—fixed, variable, seasonal, oneoff. No “miscellaneous” categories. Audit debts, assets, savings, and investments in a single document or dashboard. Repeat monthly—adjust for surprises, never guess. Clarity precedes control. 2. […]
Tips Disfinancified: Personal Finance Routine, Not Roulette 1. Audit Every Dollar Write down every expense and every cent of income for a full 30 days—apps or pencil both work. Break spends into categories: essentials, fat, fun, and leaks. Weekly review: kill the leaks, start with your biggest category. Awareness compounds faster than motivation. 2. Pay
Money Advice Disfinancified: Foundation Habits 1. Track Everything Log all income and every expense—no exceptions. Use one app, spreadsheet, or daily notebook. Review spend by category weekly, not monthly. Spot leaks and kill them early. A routine tracker reveals the truth about your habits—adjust before bad patterns compound. 2. Pay Yourself First—Never Last Every paycheck,
Money Tips Disfinancified: The Discipline Manual Audit Every Dollar (Weekly, Not Annually) Log every transaction—income, bills, groceries, subscriptions—no exceptions. Set weekly review blocks: compare spend to plan, kill waste, and surface surprises (double charges, forgotten subs). Use an app, ledger, or spreadsheet—whatever keeps you consistent. Routine tracking is the root of financial clarity. Automate What’s